Manager RCAD (Conventional and SME) Jobs 2025 – Apply Online
June 24, 2025 by admin
Manager RCAD Jobs 2025_ A leading bank in Pakistan has opened recruitment for the position of Manager RCAD (Risk Control & Administration Division) – Conventional and SME Portfolio under its 2025 hiring cycle. The role is critical in overseeing credit risk assessment, post-approval monitoring, compliance, and risk governance related to both Conventional Banking and Small & Medium Enterprise (SME) lending.
This opportunity is suitable for banking professionals with deep exposure to credit operations, SME lending practices, portfolio monitoring, and regulatory frameworks. The announcement has been published in Daily Jang, Dawn, and The News for placements in Lahore, Karachi, and Islamabad.
📝 Jobs Overview: Manager RCAD Jobs 2025
| Attribute | Details |
|---|---|
| Location | Lahore, Karachi, Islamabad |
| Hiring Organization | Leading Commercial Bank / Financial Institution |
| Salary Range | 120,000 – 250,000 Rs |
| Category | Risk / Credit / Banking |
| Job Type | Full Time |
| Qualification | Bachelor’s / Master’s in Finance, Risk, Banking |
| Working Hours | 9:00 AM – 5:00 PM |
| Contract Type | Permanent / Contract-Based |
| Newspaper | Jang, Dawn, The News |
| Release Date | 23 June 2025 |
| Last Date to Apply | 22 July 2025 |
📌 Key Job Title
- Manager RCAD (Conventional and SME Banking)
💼 Job Description: RCAD Manager – SME & Conventional Lending
| Job Title | Responsibilities | Required Qualifications |
|---|---|---|
| Manager RCAD (Conventional & SME) | Ensure credit risk controls, monitor SME/conventional portfolio, enforce post-approval compliance | MBA / Master’s in Risk, Finance, Banking |
📌 Key Responsibilities
- Manage credit administration processes post-sanction
- Monitor covenants, limit utilizations, and portfolio risk flags
- Prepare and review risk exposure reports for SME and corporate clients
- Ensure compliance with SBP Prudential Regulations
- Work with relationship managers and risk teams to resolve exceptions
- Handle credit documentation, system controls, and loan disbursements
- Participate in internal/external audits and risk reviews
- Drive automation or improvements in RCAD procedures
🎓 Educational Qualifications & Skills
- Master’s in Finance, Banking, Risk, or related field
- Professional certifications (FRM, CRR, CAIB) are a plus
- Minimum 4–6 years of credit administration/risk control experience
- Strong understanding of Conventional & SME lending operations
- Proficiency in core banking systems and Excel-based risk modeling
- Analytical mindset with attention to regulatory detail
- Excellent communication and cross-team coordination skills
✅ Eligibility Criteria
- Pakistani nationality
- Age Limit: 28 – 45 years
- Must have experience in SME or Commercial Credit departments
- No criminal or fraud history
- Ready to relocate or work at any designated regional head office
📂 Required Documents
- Updated CV / Resume
- CNIC copy
- Attested academic documents
- Professional certifications (if any)
- Experience letters from banks/financial institutions
- Recent passport-size photos (2)
💰 Salary Structure – RCAD Manager Jobs (Monthly in Rs)
| Position | Salary Range |
|---|---|
| Manager RCAD (SME & Conventional) | 150,000 – 250,000 |
🖥️ Online Application Process
Applying for Manager RCAD roles is simple and efficient:
- Visit the career page of the recruiting bank (e.g., NBP, Bank of Punjab, Meezan Bank)
- Search for “Manager RCAD” or “Credit Risk/Operations” roles
- Register or log in with your profile
- Fill in personal, academic, and experience information
- Upload scanned documents (CV, degrees, experience letters)
- Submit application before 22 July 2025
- Track application status via email or applicant dashboard
🧠 How to Prepare for RCAD Interviews
- Review SBP’s Prudential Regulations (especially for SME and Corporate)
- Be prepared to discuss portfolio management practices
- Familiarize with credit documentation and system flags
- Understand risk triggers, exception handling, and early warning systems
- Prepare real examples of challenges faced in previous RCAD roles
📞 Contact Details
| Contact Info | Details |
|---|---|
| Bank Website | www.nbp.com.pk or employer-specific |
| careers@bankdomain.pk | |
| HR Contact | As per job listing |
| Office Location | Regional HQ (Lahore / Karachi / Islamabad) |
| Postal Code | Varies per city |
📝 Note
The Manager RCAD position is a mission-critical role that safeguards the bank’s lending framework. If you have a background in risk control, credit administration, or SME lending and want to advance your career with a reputable institution, apply before the deadline and contribute to responsible, compliant banking in Pakistan.